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 Other types of coverage 

Flood Insurance
You can purchase flood insurance as long as your community participates in the National Flood Insurance Program. Most basic homeowners' policies DO NOT cover flooding. Everyone lives in a flood zone meaning floods are caused by storms, melting snow, hurricanes and possible water backup. A few inches of water can cause major damage resulting in exorbitant costs to the homeowner. Flood insurance is affordable and highly recommended to most homeowners. Inquire about when purchasing your homeowner's insurance!

Earthquake Coverage
Earthquake coverage is available in most states. If you ultimately decide to purchase earthquake insurance, remember you should buy enough to cover the costs of rebuilding your house and replacing broken possessions. The amount of insurance you buy should be based on replacement and reconstruction costs, not the market value of your property and possessions. Talk with your insurance agent!

Complete Risk Coverage
This type of coverage offers full and complete protection from all types of disasters - includes the home itself as well as the property. Your insurance agent will be able to quote you this ‘top of the line' coverage.