In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind.” 





1. Get Pre-Approved for a Mortgage Before You Start Your Search


One way to show you’re serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage. Even if you’re in a market that is not as competitive, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach. This will help you avoid the disappointment of falling in love with a home well outside your price range.





2. Know the Difference Between Your ‘Must-Haves’ and ‘Would-Like-To-Haves’


Do you really need that farmhouse sink in the kitchen to be happy with your home ...

Questions continue to rise surrounding where home prices will head throughout the rest of this year, as well as where they may be going in the near future. Here is a look at the forecast from top experts:

Bottom Line


Experts predict home price appreciation to continue over the next few years. The increase is projected to be steepest throughout the rest of 2019, and prices should continue rising as we move through 2020 and beyond. With appreciation growing, now is the best time to buy
Experts predict home price appreciation to continue over the next few years. The increase is projected to be steepest throughout the rest of 2019, and prices should continue rising as we move through 2020 and beyond. With appreciation growing, now is the best time to buy.

Mortgages on the surface can be an intimidating subject. We've collected information to give you a better understanding of your options before purchasing your dream home. 







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  mortgage, 1st time buyer, loan information, loan options, loans, mortgages, va loans, veterans

You’ve been renting for what seems like an eternity, all the while pinching pennies and crossing your fingers. As the numbers on your savings account slowly climb, you begin sneaking side glances of homes for sale that you dream you could buy. You may even decide it’s finally time to call it and start actively looking for your new home.


If this sounds like you, you need to pause the process and pump the breaks! Here are 12 things every first-time homebuyer needs to do before purchasing a home.


The Financial Side of Buying a Home

Save for a Down Payment


Many renters save for so long because they believe they need a 20% down payment before they can buy a house. While a 20% payment ensures that you won’t be paying for mortgage insurance, you aren’t disqualified from purchasing a home if you don’t have that much saved. There are several loans that allow you to put a lesser amount down. There are even programs that offer down payment assista ...