Mortgages on the surface can be an intimidating subject. We've collected information to give you a better understanding of your options before purchasing your dream home. 







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  mortgage, 1st time buyer, loan information, loan options, loans, mortgages, va loans, veterans

You’ve been renting for what seems like an eternity, all the while pinching pennies and crossing your fingers. As the numbers on your savings account slowly climb, you begin sneaking side glances of homes for sale that you dream you could buy. You may even decide it’s finally time to call it and start actively looking for your new home.


If this sounds like you, you need to pause the process and pump the breaks! Here are 12 things every first-time homebuyer needs to do before purchasing a home.


The Financial Side of Buying a Home

Save for a Down Payment


Many renters save for so long because they believe they need a 20% down payment before they can buy a house. While a 20% payment ensures that you won’t be paying for mortgage insurance, you aren’t disqualified from purchasing a home if you don’t have that much saved. There are several loans that allow you to put a lesser amount down. There are even programs that offer down payment assista ...